COHHIO helps consumers fight predatory mortgage lending in Ohio
by Doris Honsa

(Plain Press, February 2006) Two key bills before the state legislature could, if enacted, provide Ohioans significant consumer protections against predatory mortgage lending. Ohio is one of only two states in the nation that does not now have that protection.

Bill Faith, Executive Director of the Coalition on Homelessness and Housing in Ohio (COHHIO), spoke at a forum presented by the Cleveland Diocesan Social Action Office and the five Catholic Commissions of the Diocese of Cleveland at the Commons of St. Augustine Manor, 7911 Detroit, on Wednesday, January 25.

Faith described how Ohio’s Consumer Sales Practices Act (CSPA) protects consumers against fraudulent and deceptive business practices when consumers buy just about anything, but not when their single biggest investment – a home mortgage – is involved. Senate Bills 162 and 185 would extend the Consumer Sales Practices Act to include mortgage-lending practices (as is the case in 48 other states). Among other things, Senate Bills 162 and 185 offers greater protection against appraisal scams and give consumers the right to pursue action in court against fraudulent practices

Faith urged supporters to contact both state senators and state representatives.  COHHIO is holding a “Home is Where the Heart is” Lobby Day on Valentine’s Day, at the Statehouse in Columbus on noon on Feb.14. For information, contact Cathy Johnston at COHHIO, 614-280-1984 or for details.

Further information is available on COHHIO’s website, One can also send a free message to state legislators about this or other issues by going through the COHHIO website, or


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