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Special Financing for Cleveland Homebuyers
Features special financing programs exclusive to Cleveland homebuyers, including no or low down payments, low interest rates, or minimal closing costs.
City of Cleveland Afford-a-Home Program
A mortgage assistance program of the city of Cleveland for persons seeking to buy and rehabilitate vacant houses in the city.
City of Cleveland Residential Tax Abatement Program
Find out what kinds of projects qualify for a temporary elimination of property taxes.
City of Cleveland Landbanking Program
The city of Cleveland sells lots of landbanked lots for modifications to existing properties or the construction of new homes. Many non-buildable and buildable lots are sold for only $1 and $100, respectively. Visit the program website for more details.
Community Development Database - City of Cleveland
The City of Cleveland Community Development database contains information about available landbanked parcels that can be purchased for residential development.
Homeward Program
Program of the Cleveland Housing Network that entails a combination of highly leveraged resources, second mortgage financing through the City of Cleveland, reduced mortgage interest rates and closing costs from local lenders, and down payment assistance grants from the State of Ohio.
Lease-Purchase Program
Cleveland Housing Network's Lease-Purchase program offers low-income families an opportunity to purchase their own rehabilitated home after the end of a 15-year lease.
AmeriDream Program
National program seeking to extend the opportunity of homeownership to low- and middle-income persons and first-time homebuyers.
City of Cleveland Repair-a-Home Program
Repair-A-Home offers loans for the repair of single- and multi-family homes at interest rates ranging from 0% to 3%, depending on the applicant's income.
City of Cleveland Paint Program
For details and to see if you qualify for a refund when purchasing paint for the exterior of your house, visit the Paint Program website.
Energy Assistance Programs
Program of the Ohio Department of Development to help low-income Ohio residents to improve the energy efficiency of their homes.
Lutheran Housing Corporation Programs
The Lutheran Housing Corporation has home ownership, home repair, tool loan, new construction, energy conservation, and housing counseling programs
Cleveland Fix-Up Fund
The Cleveland Fix-Up Fund offers low interest rates and extended payment options designed to fit your monthly budget, with no application fees and no closing cost.
Cleveland Action to Support Housing, Inc. Programs
Cleveland Action to Support Housing (C.A.S.H.)-Offers very low interest rate renovation and Purchase-Rehab loans for housing located within the City of Cleveland. Owner occupants and investors are welcome. No income restrictions, 12 year maximum term, minimum loan amount of $3,000, no maximum. 216.621.7350
Neighborhood Housing Service
Please call (216) 361-0516 for information about loan programs for home improvements.
Housing Enhancement Loan Program (HELP)
Reduced interest loan for home improvements projects in Cleveland and several other communities in Cuyahoga County.
Neighborhood Loan Program
Low interest loan for the historic preservation of homes in certain Cleveland neighborhoods
Heritage Loan Program
Loan for historic house rehabilitation offering 3.5% interest. This program is applicable to only certain Cleveland neighborhoods.

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